American consumers are not being given a choice regarding the Financial Choice Act of 2017. Congressional Republicans are trying to decide for us. The bill recently passed the House of Representatives, and dismantles — er, “deregulates” — some of the important consumer protections put in place following the 2007/8 financial crisis. As a society, we’ve been doing our best to keep predatory lenders at bay, but the sharks are a-circling, because this bill means it’s feeding time.